UBL Bank Jobs 2026 (Apply Online) – Credit Analyst

Job Description:

Job Title: Credit Analyst
Total Position: Two (Karachi)
Job Type Permanent

Job Responsibilities:

• Effectively assessed credit risk and client (current and potential) viability.
• Monitoring industry concentration; maintain compliance with internal audit / controls and regulatory requirements on country wide basis.
• Perform analysis (quantitative and qualitative) of requests for loans and lines of credit.
• Analyze credit proposals submitted by Middle Markets/SE/Agri Segments including seasonal financing for approval or review/submission to next higher level.
• Write memos briefing financial, industrial, business and other relevant risks. Provide recommendations to Credit Committee thereon, based on credit proposal, financial standing / covenants, and other internal benchmarks.
• Visiting premises/factories of customers from time to time.

Job Requirements:

• Possess adequate knowledge of Regulatory Requirements, Bank¿s Policies and Procedures.
• Ability to interact with people at all levels as well as adaptability to change.
• Must have excellent interpersonal, analytical and communication skills.
• Strong skills and proficiency in Microsoft Word, Excel and Power Point.

Qualification & Experience:

• MBA/ACCA or any other relevant degree in Finance/Economics
• Minimum 2-5 years of experience in commercial/retail lending

Job Details:

Company: United Bank Limited (UBL)

Vacancy Type: Full Time

Job Location: Karachi, Pakistan

Application Deadline: N/A

Apply Here

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